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Brock and Poole Insurance Agency, Inc.

185 N Main St
Ste. 103
Collierville, TN 38017

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Preparing for the Autumn in Collierville, TN

If you live in Collierville, TN, there are many things that you should keep in mind in terms of home insurance. In the state of Tennessee, the seasonal changes are not too extreme. However, you should still make sure that you prepare for the seasonal changes that do occur and prepare for the autumn and impending winter.

There are many things that you should do to prepare for the cooler weather that is coming. Your house will be under more stress because of the weather, as well as the consequences of that weather. You should make sure to clean out any leaves and other debris from the gutters, so that the gutters are not clogged. If they are clogged, this could cause damage to your water drainage systems, costing you money that is not going to be covered by your policy. You should also make sure that water pipes in areas that are exposed to cold temperatures are insulated, as any damage to these pipes will not be covered by your home insurance policy if they can show that you did not make an effort to keep your home adequately heated. You should also have sandbags that are ready in the event of a flood. Unless you have flood insurance, a flood will not be covered. Home insurance policies do not generally cover flooding. There are several more things that you should keep in mind, and you should look to your home insurance policy for a comprehensive idea.

If you want to make sure that you have all the information you need about home insurance as it applies to the autumn season in Collierville, TN, you should feel free to contact Brock & Poole Insurance Agency, Inc. The agents at Brock & Poole Insurance Agency, Inc. have the expertise to be able to give you any information you would want and answer your questions about home insurance in the state of Tennessee.

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ATV’s for First Time Riders: Tips for Safety

Owning and riding an all-terrain vehicle, or ATV, is an adventure that the whole family can enjoy and with safety rules in place when learning to ride, that enjoyment can last for years to come.

Choosing an ATV
When purchasing an ATV for children who are new to the sport of riding, choosing an ATV that will fit the size of a child is important for the safety of the child. ATV’s designed for children usually are not as heavy as an adult ATV which allows the child to have control over the movement of the ATV.  They also have a smaller engine and an automatic transmission and therefore don’t go as fast. 

Equipment
Helmets, goggle, boots and gloves are essentials for riding as they will protect your body from injury in the event that you wreck.  If nothing else is purchased, a helmet is the most important piece of equipment to invest in.   

It’s Time To Ride
When riding an ATV for the first time, it’s a good idea to ride slowly and get a feel for how the ATV speeds up, how to make turns smoothly and how to bring the ATV to a stop without doing so abruptly.

When purchasing an ATV, it’s wise to do a bit of research as to what your homeowner’s insurance policy covers.  If you are not riding on your own property, the policy may not cover the ATV and in addition, some states require additional ATV insurance.  To make sure you are fully covered, call Brock and Poole Insurance Agency, servicing the Collierville area today at 800-396-9667 to see if you have the coverage you need.

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Ways to Give Back that Feel Great

Looking for a way to make yourself feel great? That doesn’t necessarily mean going to the spa to get a facial or getting a new outfit, it can mean doing something for someone else in your community, and there are many ways to do so. 

1. Visit the Department of Veteran Affairs

You may want to offer to take a veteran to dinner or just sit with one and chat. You’d be surprised how many interesting stories they have to tell. There are other organizations besides the Department of Veteran Affairs that help those who served our country. 

2. Adopt a Pet  

Go to your local animal shelter or pet rescue center and adopt a pet. These homeless felines and canines have nowhere to go and no one to love them. You can be the one to provide both. Some of them have suffered from being in an abusive situation or near starved to death. You have the option to foster a pet, or you may opt just to donate to the facility. Remember, they rely on donations and can’t feed or nurture these animals without the generosity of others. 

3. Donate Your Unused Clothing and Other Items

Not everyone has the ability to afford clothing, furniture and other items; therefore, they make do with what very little they have. Anything you have that’s in decent condition and you’re not using can go to someone else in need. It doesn’t have to be in perfect condition either. Plus, you’ll free up space in your home, so it’s a win-win situation for everyone. 

4. Know Someone Who’s Lonely?

Maybe you have an elderly neighbor that nobody comes to visit. Even if they’re not the most pleasant of people, go spend a little bit of your time with them. It will make all the difference. 

Brock and Poole Insurance Agency gives back to the community and encourage you to do so as well. If you’d like to know more about their insurance, contact them at 901-854-9775 today. 

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