Optional Life Insurance Policy Add-Ons
Making important financial decisions can be a challenging task. As we grow older, many of us choose to buy life insurance to provide financial security for our families after we pass away. If you live in the Collierville, TN area, our team at Brock and Poole Insurance Agency is here to help you find the right life insurance policy. Since 2014, we’ve been assisting clients like you with personalized guidance and support.
Optional Policy Additions
When shopping for life insurance, it’s helpful to learn about optional features you can add to your policy. Many life insurance policyholders choose to purchase coverage for their spouse or children. According to Shelby County, TN, children can be covered under their parents’ policy until they reach age 26.
Optional additions to life insurance policies are often referred to as “riders.” For example, according to NerdWallet, you may opt to add an accelerated death benefit rider. This feature allows you to access all or part of the policy’s death benefit while you’re still alive, typically in cases of terminal illness. Another option is an accidental death rider, which increases the payout to beneficiaries if the insured person dies due to a covered accident, such as drowning.
Schedule an Appointment Today
It’s never too early to start thinking about life insurance. At Brock and Poole Insurance Agency, we’re here to help you select the right policy for your needs. Clients in the Collierville, TN area value our independent insurance agency for its expertise and personalized service. Call us today to schedule an appointment, and let’s work together to find the best insurance solutions for you.