Get Your Car Ready For Spring and Summer!

Winter is over. We’re onto spring and summer. It’s time to trade out your jacket for a t-shirt. You need to prepare for warmer weather, and your car does too, but how? What can you do? Here are a few ways to get your car ready for rain, storms, and extreme heat: 

  • Rotate your tires
  • Replace your tires, if needed
  • Replace your air filter 
  • Make sure your wiper blades are ready for rain
  •  Check your air conditioner
  • Review your auto insurance coverage

You’ve probably heard of most, but not all of these before. The last one seems to slip many car owners’ minds. Spring is the perfect time to review your auto insurance coverage. Thunderstorms, hail, and rain are around the corner. You want to be covered if you’re caught out in the open. When you’re looking for insurance in Collierville, TN, look no further than Brock and Poole Insurance Agency. 

Brock and Poole Insurance Agency is based in Tennessee and serves Tennessee and Mississippi. They’re an independent insurance agency that sells several lines of insurance at competitive, affordable prices. The agency is a reputable member of Trusted Choice, an online marketing service that helps customers and insurance agents find one another. Their agents pride themselves on their customer service. They’ll be by your side from start to finish, and they’re independent, not captive agents. This means they can work with several insurance companies at once. When you want a new insurance company, you don’t have to find a new agent. 

Brock and Poole will help you find the right coverage for the right price. When residents of Collierville, TN need auto insurance, they turn to Brock and Poole. You should too. Give them a call and get your quote today!

4 Winter Tips for Insured Drivers

Winter weather can present a challenging set of obstacles for any driver, even one with years of experience.   From colder temperatures, snow, icy conditions, and poor visibility, driving can be dangerous.  If you are an insured driver near Collierville, TN, follow these four winter tips to make your winter drives safer. 

Winterize your car 

Winterize your car by:

  • Getting a tune up: having your mechanic check your car can help to prevent break downs by ensuring that your car is in working order. 
  • Checking your battery, heater, tires, and defroster 
  • Keeping your windshield washer fluid and gas tank filled 

Stock your car with the proper winter gear

  • Shovel: Handy to dig your tires out if you get stuck in snow
  • Snow brush 
  • Extra gloves and hats 
  • Blankets, bottled water in case you are stranded at any time

Roadside Assistance 

Icy conditions can be unexpected and cause unavoidable sliding.  As such, slides offs are common during winter, and roadside assistance can be very useful. Avoid the added stress of big towing bills by adding roadside assistance coverage onto your auto policy.

Review your insurance coverage 

Because of the added risks, winter is an important time to review your current auto insurance policy.

  • Consider speaking with your insurance agent to determine your level of risk during each season. Winter storms and weather-related accidents can cause damages that make you question what exactly your policy covers. Comprehensive coverage may protect you against damage caused by a winter storm while collision coverage may protect you against physical damage (i.e.. a dented bumper from sliding on an ice patch).  After speaking with your agent, you may decide to  increase your coverage by adding comprehensive or collision coverage.  

Don’t get caught this winter without the level of auto insurance coverage you need. Instead, speak with an agent serving the Collierville, TN area to find out what options you to safest on the road.

What do you do after your road trip?

We’re nearing the end of RV season, and one of the things you need to do to get ready for fall is make sure that your RV is ready for the new season, especially if you won’t be using it in the off-season. Here are a few things you should do to keep your RV in good shape (and legal) until you’re ready for next summer’s family trip.

Have an inspection

Take your RV to a reputable mechanic or dealer to have an inspection. An inspection will identify any problems with your RV that occurred during your summer travels. If you let problems sit through the off-season, they can end up to be major problems when you get your RV ready next summer. Taking care of these problems when you shut your RV down for the season will keep you from having bigger expenses next season.

Thoroughly clean your RV

Once your RV is at home or before you take it to storage, make sure you do a thorough job of cleaning it inside and out. Cleaning it inside will help prevent any unpleasant surprises next year. The inside-to-outside cleaning will also help keep your RV in good condition to minimize potential problems that would need to be repaired next year.

Speak with your insurance agent

If you are storing your RV for the off-season, the type of insurance you need may depend on how it is being stored and where. This will help ensure that you have the proper coverage for your RV, even when you’re not using it.

For more information about RV insurance in the off-season, contact your local agent at Brock and Poole Insurance Agency today.

Avoid road rage by giving way

Road rage happens when people get too aggressive with their driving, or lose their temper and get violent in retaliation for a perceived wrong. There is even a medical condition like losing one’s temper, but with road rage it is usually more severe and violence can erupt.

If you find yourself in a situation with an aggressive, or outraged driver, the best thing you can do is get out of the way. Remember there is nothing to to be gained from winning an argument, or out-dueling someone on the road. If someone is hogging the road, get out of the way and let them pass. It is better to give up the right of way than get into an accident no matter who is at fault. A person cannot “take” the right of way, it can only be given.

Avoid any altercation as much as you can. If someone approaches you while you are in your vehicle, make sure your doors are locked and your windows are up. Do not respond to an outraged person, and avoid eye contact as well. If someone approaches your car at a red light, for instance, do not respond, but rather call 911 and ask police to intervene. If you do not have a cell phone, blow your horn until other people gather.

Usually road rage, or a lost temper, lasts only a few seconds and the person will feel bad later. The worst thing you can do, authorities say, is to respond on them in any way.

Call us at the Brock and Poole Insurance Agency for your automotive insurance needs. We welcome new customers who have never had insurance, or those that may be looking for the best deal.

Collierville, TN: Understanding Hit and Run Coverage

When it comes to being involved in a vehicular accident, most drivers make the right choice — they call the police to file a report. However, there are some people who choose to leave the scene of an accident, also known as a hit-and-run. Not all people who leave the scene of an accident are bad people. In fact, some simply become too emotional and flee the scene without even realizing what they are doing. Still yet, though, no matter their reasons, they are still liable for paying any fines and fees that are applied to them. If the accident was their fault, they are also responsible for making sure the damage is paid for. 

It depends on your insurance policy as to whether or not it will provide you with benefits in the event that a person leaves the scene of an accident and is never caught. If you have collision coverage, then you shouldn’t have to worry about being compensated for vehicular damage if you’re involved in an accident, regardless of the driver at fault. This type of coverage usually comes with a deductible that you will have to pay before any insurance money is paid out to you.                                                                                                                              

There are also other types of coverage that you’ll want to consider, including uninsured motorist body injury benefits and uninsured motorist property damage benefits. To learn more about these types of coverage, including whether or not you’re already covered during hit-and-run accidents, contact a qualified agent at the Brock and Poole Insurance Agency today. Serving the Collierville, TN area, one of these agents can assess your needs and determine the coverage options that best suited for you. 

Prepare Your Car for Winter — Before It Arrives

The days are getting shorter, and the leaves are changing colors. Before we know it, the winter will be here in Collierville, TN. Prepare your car for the inclement weather ahead — before it comes. Here are a few things you should do for your car before temperatures get down close to freezing.

Preparing Your Car for Winter

Winters in Collierville aren’t as harsh as those north of Tennessee, but they still can be rough on vehicles. You shouldn’t simply drive your car through them without at least considering equipping it for snow, ice and cold. Specifically, you might want to:

  • install snow tires on your car
  • put winter wipers on your car
  • check your car’s defroster

Snow tires and winter wipers will be especially helpful if you have any plans to drive north this winter, such as for a business conference or to see family over the holidays.

Preparing Your Auto Insurance for Winter

You may also want to adjust your auto insurance before snow and ice make the roadways more slippery than they are now. Two particular coverages to consider are comprehensive and collision coverage. These are often optional, so you might not currently have them. If you don’t, adding them to your auto insurance policy will better protect your car throughout the winter, when it’s more likely to be in an accident.

If you don’t know whether you have comprehensive and collision coverage, contact us at Brock and Poole Insurance Agency. Our agents will be happy to review your auto insurance coverages with you, and they’ll help you adjust them for winter if they need to be changed. The easiest way to get in touch with our agents is through our website. Fill out a form and send us a message today.