Protecting oneself and one’s assets is paramount, especially for motorcycle owners. If you’re a motorcycle owner in Collierville, TN, you may wonder if motorcycle insurance is required. The answer is yes.
Tennessee’s Minimum Motorcycle Insurance Requirements
In Tennessee, just like owning a car, you must have minimum liability insurance coverage for your motorcycle. This coverage includes:
- $25,000 bodily injury coverage per person
- $50,000 bodily injury coverage per accident
- $15,000 property damage coverage per accident
Proof of insurance must be carried with you while riding your motorcycle and presented if you are involved in an accident or pulled over by law enforcement. If you cannot show proof of insurance, you could face fines or even have your license suspended.
Coverage Options Beyond the Minimum Requirements
While the minimum coverage requirements will help you meet the legal needs to ride your motorcycle in Tennessee, they may not fully protect you and your assets in the event of an accident. Thankfully, at Brock and Poole Insurance Agency, we offer a range of coverage options beyond the minimum requirements, such as collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. The additional coverage options can help provide additional financial protection in the event of an accident.
Working with a Trusted Insurance Agent
When protecting yourself and your assets while riding your motorcycle, working with a trusted insurance agent like Brock and Poole Insurance Agency is essential. Our team of experienced professionals can help you navigate the complex world of insurance and find a policy that meets your unique needs and budget.
Contact us today at Brock and Poole Insurance Agency, serving Collierville, TN, to learn more about your options and find the coverage you need.