Protect Your Livelihood with Commercial Insurance

Insurance of any kind is protection from financial loss. We insure our homes, our health, and our vehicles. But do we need to insure our business? The answer is "yes." Contact the insurance professionals at Brock and Poole Insurance Agency of Collierville, TN to explain further why your business should be insured.

Most states require small businesses to have insurance to protect them from financial loss. Without it, the business risks:

  • A lawsuit if an injured customer gets hurt at your business
  • A fire destroys your inventory or building
  • A computer with a client’s personal information is stolen

Your employees are also protected. Most states require workers’ compensation insurance to cover injury or illness. It will provide benefits for missed wages and medical care.

Business insurance also protects your customers. A Business Owner’s Policy protects your business from:

  • Bodily injury
  • Personal and advertising injury
  • Product liability
  • Property damage

Business insurance also helps to communicate that you care about your employees and customers. Also, some contracts between a business and a potential customer may require insurance.

A potential employee looks for the right benefits before accepting a position. A business without insurance could miss out on attracting and retaining the most desirable employees.

Management liability insurance covers the CEO or key person who runs the business in the event of a costly lawsuit. Also, most states have some weather events that can cause a natural disaster, such as a tornado or hurricanes.

 Every company can face legal issues. Business insurance helps to defray the costs, which can be extensive.

Protect your business and your peace of mind. Contact Brock and Poole Insurance Agency’s professionals today to ensure your livelihood is protected. You will be glad you did.