I Want To Remodel My Home. Do I Need To Tell My Insurance Company?

There is no doubt that home remodeling can add tremendous value to your property. However, it’s important to remember that any type of construction or renovation project can also be risky.

If you plan to remodel your home, you should let your insurance company know. This article will discuss the importance of notifying your insurer and what could happen if you don’t.

1. To Ensure Potential Accidents Are Covered

The first and most important reason to tell your insurance company about your home remodeling project is to ensure that any potential accidents are covered. If something goes wrong during construction and someone gets injured, you want to ensure that your insurance policy will cover the resulting medical bills.

Similarly, if there is any damage to your property, you’ll want to ensure your insurance policy covers it. If you don’t let your insurer know about the remodeling project, they may not cover any accidents or damage that occurs. It’s always better to be safe than sorry, so notify your home insurance company as soon as you start planning your renovation project.

2. To Ensure Your Policy Can Cover the Total Value of Your Home

A professional insurance company such as Brock and Poole Insurance Agency will explain how the value of your home changes with the home remodels. If you make significant changes, the value of your home is likely to increase.

As a result, you’ll need to ensure that your insurance policy covers your home’s new, higher value. It’s essential to have peace of mind knowing that an insurance policy fully protects your home.


Brock and Poole Insurance Agency has been the go-to insurance agency in Collierville, TN for years. We’re here to help you find the right coverage for your home, auto, business, and more. Contact us today to get started!