What is RV Insurance?
RV insurance is basically auto insurance for your recreational vehicle. There are several coverage options to choose from according to your specific RV, if it is your full-time residence, if you use it for road trips, and much more.
RV Insurance Coverage Options
You can get similar coverage for your RV as you can for a standard automobile with a couple of distinct differences. Some coverage to choose from includes:
- Comprehensive, collision, and liability insurance
- Uninsured and underinsured motorists
- Roadside assistance, including towing
- Total replacement coverage
- Emergency expense coverage
- Vacation and campsite coverage
- Full coverage if you live in your RV full time
Here at Brock and Poole Insurance Agency, we take the time to discuss your specific RV coverage needs and help you choose the best coverage options for your life and your vehicle.
What Types of RVs Are Insured?
There are three classes of RV insurance:
Class A– Covers luxury models up to 75 feet, such as coach buses
Class B– Covers smaller models, such as camper vans, trailers, and even cargo vans- those without a cab over
Class C– Covers RV models that have a camper portion that extends over the driving portion, and typically has living, kitchen, and bathroom quarters
Is RV Insurance Required?
RV owners in Collierville, TN are required to carry the minimum liability coverage on your RV any time it is on the road. Liability only deals with damages you cause, though. You should always consider additional coverage options to protect yourself and your RV in the case of damages you cannot pay for out of pocket.
Stop by or give us a call at Brock and Poole Insurance Agency of Collierville, TN for all of your insurance coverage needs!