Renter’s insurance can be a lot more helpful than many people think, and too many folks in the greater Collierville, TN area opt to go without this important coverage. The team at Brock and Poole Insurance Agency always stresses just how beneficial a comprehensive renter’s insurance policy can be. If you are a new renter or are just now looking into getting a policy, we are here to help!
A Few Benefits of a Robust Renter’s Insurance Policy
When you opt for a comprehensive renter’s insurance policy you can expect coverage for loss or damage to your personal belongings should a covered event occur. It is often and incorrectly thought that a renter’s items and apartment will be covered by their landlord’s policy. While the landlord will have coverage for the building itself, this is generally limited to the structure and any common areas within it. The landlord will not be held responsible for damage that occurs to their tenant’s belongings. This is why it is important to have the right renter’s insurance policy.
Should damage occur inside your unit, you will be responsible for the repair or replacement of any personal items, furniture, clothing, electronic devices, etc. Once your deductible is met, you will have coverage for the cost to remedy the damage caused by any covered event.
With the right policy, you will not need to come out-of-pocket. Perhaps the greatest benefit of a good renter’s insurance policy is the peace of mind that comes with knowing that you have the protection you need!
Is it time for a renter’s insurance policy to protect your belongings? Contact the team at Brock and Poole Insurance Agency and let us help you find an appropriate policy to help protect your Collierville, TN area home!