Commercial auto insurance is meant for cars and trucks you use for business purposes. Depending on who you work for or the type of business you own, your coverage options vary. Make sure to add on your employees and anyone driving company vehicles for business purposes. This includes your own car if used during the course of your duties at transportation-related or other jobs that require driving.
Check with your Brock and Poole Insurance Agency in Collierville, TN about the types of coverage that would benefit your business. Here is some information to help you prepare.
Who Needs Commercial Auto Insurance?
Commercial vehicles used in trucking, pickup, chauffer, taxi and other transportation-related industries need to be covered by commercial auto insurance. Even if you drive your own vehicle for work, you should consider a basic policy that protects your commercial assets in the event of an accident.
Taxis, vans, limos, and other vehicles need commercial auto insurance. Let’s look at the types of coverage.
Types of Coverage
Your financial institution typically requires comprehensive and collision coverage if you still make payments. This pays for damages and personal injury that occurs while the vehicle is being used for work. Here are other policies to think about:
- Uninsured motorist insurance pays for damage when you are in an accident with an uninsured driver with no insurance.
- Personal injury protection (PIP) helps pay for medical costs if you’re involved in an accident and it also covers lost wages
These are just some of the coverage possibilities for commercial auto insurance in Collierville, TN. Your Brock and Poole Insurance Agency professional can provide insight into the best options for your business.
Contact Brock and Poole Insurance Agency in Collierville, TN to speak with an agent for more information. Make an appointment to get a quote for your commercial auto insurance policy.