If you regularly use recreational vehicles for your leisure activities in Collierville, TN, you might be wondering if you need additional insurance for protection. This consideration becomes particularly important if you often have guests in these vehicles. Accidents can occur, and while your RV insurance includes liability coverage, it may not cover all expenses or a lawsuit in the event of a severe accident. Brock and Poole Insurance Agency can guide you on whether acquiring umbrella insurance is prudent for your situation.<\/p>\n
The kind of insurance required for your RVs depends on several factors. General auto insurance typically isn’t sufficient, as most owners use their RVs under unique circumstances. This is particularly true if you frequently use recreational vehicles like snowmobiles or personal watercraft like jet skis. However, even larger vehicles like motorboats, small yachts, fifth wheels, and motor homes may need additional liability coverage if you often host guests.<\/p>\n
Umbrella policies differ from adding excess liability to your recreational vehicle insurance policy. An umbrella policy should be considered not only if you host many guests but also if you permit others to operate your recreational vehicles. You’ll still be liable for injuries if someone else operates the vehicle and causes an accident. Umbrella policies offer more coverage for medical payments if needed and provide funds for legal defense if you are sued due to an accident. Umbrella insurance is crucial for high-profile individuals, as they are more likely to face lawsuits.<\/p>\n
If you’re unsure how much umbrella insurance suits your circumstances, reach out to Brock and Poole Insurance Agency, serving Collierville, TN. Our agents will happily outline your options and assist you in finding a policy.<\/p>\n","protected":false},"excerpt":{"rendered":"
If you regularly use recreational vehicles for your leisure activities in Collierville, TN, you might be wondering if you need additional insurance for protection. This consideration becomes particularly important if you often have guests in these vehicles. Accidents can occur, and while your RV insurance includes liability coverage, it may not cover all expenses or […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[6,8,46],"class_list":["post-321","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-brock-and-poole-insurance-agency","tag-collierville-tn","tag-umbrella-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t