{"id":130,"date":"2020-07-31T04:00:00","date_gmt":"2020-07-31T04:00:00","guid":{"rendered":"https:\/\/www.brockandpoole.com\/blog\/?p=130"},"modified":"2020-08-01T14:36:10","modified_gmt":"2020-08-01T14:36:10","slug":"is-home-insurance-required-in-tennessee","status":"publish","type":"post","link":"https:\/\/www.brockandpoole.com\/blog\/is-home-insurance-required-in-tennessee\/","title":{"rendered":"Is Home Insurance Required in Tennessee?"},"content":{"rendered":"
So, you just purchased a new home or you’re thinking about buying your first house in Tennessee – great! You may wonder if you are required to have homeowners’ insurance. Read on and talk to an expert at Brock and Poole Insurance Agency of the Collierville, TN area to gain clarity on this matter.<\/div>\n
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Tennessee Home Insurance<\/strong><\/div>\n
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Though the state hasn’t made home insurance mandatory, most mortgage lenders do require that you have a policy. If you don’t get insurance, your mortgage may be taken away. It’s in your best interest to take care of this before you close on the house.<\/div>\n
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Benefits of Home Insurance<\/strong><\/div>\n
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Homeowners’ insurance is on the expensive side though of course, you can shop around for something that’s within your budget. Only get the level of coverage that makes sense for your home and unique situation. This makes a big difference since you’ll know exactly what’s involved in your policy and even may be eligible to bundle policies, such as auto and home, among other types.<\/div>\n
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Additional Coverage May Be Necessary<\/strong><\/div>\n
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If you have valuable possessions, it’s a good idea to look into your options for additional insurance such as a personal belongings insurance policy. This would cover replacement and repair costs up to a certain amount if they are damaged due to a fire, storm or some other natural disaster, or if they’ve been stolen. The more pricey items may not qualify for full replacement cost so it’s important to see if you may need an insurance rider for the extra coverage.<\/div>\n
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Learn more about home insurance and all its particulars by talking to a professional. Reach out to Brock and Poole Insurance Agency of Collierville, TN and beyond today.<\/div>\n","protected":false},"excerpt":{"rendered":"

So, you just purchased a new home or you’re thinking about buying your first house in Tennessee – great! You may wonder if you are required to have homeowners’ insurance. Read on and talk to an expert at Brock and Poole Insurance Agency of the Collierville, TN area to gain clarity on this matter.   […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,8],"class_list":["post-130","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-brock-and-poole-insurance-agency","tag-collierville-tn"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t