{"id":130,"date":"2020-07-31T04:00:00","date_gmt":"2020-07-31T04:00:00","guid":{"rendered":"https:\/\/www.brockandpoole.com\/blog\/?p=130"},"modified":"2020-08-01T14:36:10","modified_gmt":"2020-08-01T14:36:10","slug":"is-home-insurance-required-in-tennessee","status":"publish","type":"post","link":"https:\/\/www.brockandpoole.com\/blog\/is-home-insurance-required-in-tennessee\/","title":{"rendered":"Is Home Insurance Required in Tennessee?"},"content":{"rendered":"<div>So, you just purchased a new home or you&#8217;re thinking about buying your first house in Tennessee &#8211; great! You may wonder if you are required to have homeowners&#8217; insurance. Read on and talk to an expert at Brock and Poole Insurance Agency of the Collierville, TN area to gain clarity on this matter.<\/div>\n<div>&nbsp;<\/div>\n<div><strong>Tennessee Home Insurance<\/strong><\/div>\n<div>&nbsp;<\/div>\n<div>Though the state hasn&#8217;t made home insurance mandatory, most mortgage lenders do require that you have a policy. If you don&#8217;t get insurance, your mortgage may be taken away. It&#8217;s in your best interest to take care of this before you close on the house.<\/div>\n<div>&nbsp;<\/div>\n<div><strong>Benefits of Home Insurance<\/strong><\/div>\n<div>&nbsp;<\/div>\n<div>Homeowners&#8217; insurance is on the expensive side though of course, you can shop around for something that&#8217;s within your budget. Only get the level of coverage that makes sense for your home and unique situation. This makes a big difference since you&#8217;ll know exactly what&#8217;s involved in your policy and even may be eligible to bundle policies, such as auto and home, among other types.<\/div>\n<div>&nbsp;<\/div>\n<div><strong>Additional Coverage May Be Necessary<\/strong><\/div>\n<div>&nbsp;<\/div>\n<div>If you have valuable possessions, it&#8217;s a good idea to look into your options for additional insurance such as a personal belongings insurance policy. This would cover replacement and repair costs up to a certain amount if they are damaged due to a fire, storm or some other natural disaster, or if they&#8217;ve been stolen. The more pricey items may not qualify for full replacement cost so it&#8217;s important to see if you may need an insurance rider for the extra coverage.<\/div>\n<div>&nbsp;<\/div>\n<div>Learn more about home insurance and all its particulars by talking to a professional. Reach out to Brock and Poole Insurance Agency of Collierville, TN and beyond today.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>So, you just purchased a new home or you&#8217;re thinking about buying your first house in Tennessee &#8211; great! You may wonder if you are required to have homeowners&#8217; insurance. Read on and talk to an expert at Brock and Poole Insurance Agency of the Collierville, TN area to gain clarity on this matter. &nbsp; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,8],"class_list":["post-130","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-brock-and-poole-insurance-agency","tag-collierville-tn"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/posts\/130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/comments?post=130"}],"version-history":[{"count":1,"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/posts\/130\/revisions"}],"predecessor-version":[{"id":131,"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/posts\/130\/revisions\/131"}],"wp:attachment":[{"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/media?parent=130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/categories?post=130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.brockandpoole.com\/blog\/wp-json\/wp\/v2\/tags?post=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}